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Interest Rate Changes Impact Southern NH Home Loan Pre-approvals

When you are qualified for a home loan, it is based on a certain recurring payment. The interest rate is estimated (in addition to other amounts such as property taxes and homeowners insurance). Interest rate changes impact Southern NH home loan pre-approvals since it impacts the principal and … [Read More...]

Scooter – Adopted Horse of the Month

Scooter came to Horses with Hope along with Willow in a fostering project between two rescues. She has found her forever home!  She will be staying in Maine with a lovely family, enjoying lots of trail rides and schooling in the arena.  We wish Scooter and her new family the best of luck! Video … [Read More...]

Pre-closing Tasks For Southern NH Home Sellers

As you pack up for your an upcoming home sale, you may forget about some important things. The pre-closing tasks for Southern NH home sellers below may ensure a smooth closing.Cancel Utility ServiceContact your utility companies to schedule cancellation. Most will need sufficient notice in order to … [Read More...]

97% Conventional Financing In Southern NH

There is a false perception that you may not obtain a conventional loan without. Although FHA loans are popular for first time home buyers with low down payments, there are some conventional mortgage alternatives with down payments as little as 3%. This article explains 97% conventional … [Read More...]

Guidance On Reverse Mortgages For Southern NH Homeowners

Reverse mortgages could be a great option for the right type of borrower. It is essential to understand the benefits and terms in order to make an educated decision. This article provides guidance on reverse mortgages for Southern NH homeowners. Reverse Mortgage Defined A reverse mortgage is a … [Read More...]

Southern NH HomeStyle Rehab Financing Overview

HomeStyle financing allow borrowers to borrow money for the cost of rehab. It can be used towards a new home or to refinance a current loan. It may apply to small or large tasks and therefore is a helpful resource for houses requiring rehabilitation. This Southern NH HomeStyle rehab financing … [Read More...]

Eliminating Mortgage Insurance From Conventional Loans

Mortgage insurance is usually due on standard conventional loans with down payments below twenty percent. The premium is payable each month and included in the mortgage payment. Eliminating mortgage insurance from conventional loans can save hundreds off your mortgage payment, so it is helpful to … [Read More...]

Southern NH Home Buyer Relocation Tips

Relocating to a new area can be stressful. There are several factors to review such as school rankings, local amenities, crime statistics, tax rates and traveling to employment. In this blog is important Southern NH Home Buyer Relocation Tips. Local Schools and Southern NH Property Prices The … [Read More...]

An Explanation Of Lender Paid Mortgage Insurance For Southern NH Home Loans

Mortgage insurance is typically mandated when a home buyer puts less than twenty percent down of the value of a home. It protects mortgage companies against loss when a homeowner fail to pay a loan. Although it is for the benefit of the lender, it is usually the responsibility of a buyer as a … [Read More...]

How To Cover The Cost Of Home Additions In Southern NH

Home additions are a popular alternative to buying a larger house. With additions, you may personalize the space and make sure it meets your personal requirements. Learning how to cover the cost of home additions in Southern NH can be useful. Below are a few that may work for you. Refinancing An … [Read More...]

Advice On Inspection Negotiations For Southern NH Property Purchases

Sellers are not mandated to fix problems uncovered in a property inspection. There is a negotiation process. You should be aware ahead of time that inspections typically entail issues and basic suggestions from the inspector on upgrades that can be done. Focus on the problems rather than the … [Read More...]

Yearly Property Maintenance Tasks | Home Maintenance Tips

Fall's cooler weather provide a comfortable outdoor working climate to address your yearly property maintenance tasks. The transition in weather is a good reminder to complete any maintenance tasks that you may have been delaying. Below are a few tasks not to forget. Yearly Property Maintenance … [Read More...]

Jackson – Adopted Horse of the Month

Jackson is a chestnut Quarter Horse gelding purchased at the New Holland Auction in May 2016.  We were told he was a cutting horse, neck reins and primarily used as a western pleasure horse. . He is rather quiet and seems very business oriented. Charlie has been helping him to loosen us and is … [Read More...]

Disputed Credit Accounts And The Effect On Southern NH Mortgages

All consumers have a right to address incorrect items on their credit report. However, home buyers should be conscious of the impact that this may have on obtaining financing. This blog provides important details on disputed credit accounts and the effect on Southern NH mortgages. Before Starting … [Read More...]